About Kim

As a dedicated mortgage professional, I simplify the home financing process and provide value to my clients by taking the time to understand their unique goals and aligning them with the perfect loan product. My team and I value commitment, honesty, and integrity and we are here to help you make the best financing decision possible. I specialize in loans for custom construction lending but have over 15+ years in the mortgage industry and am knowledgeable on all types of loan products we have available such as conventional, FHA, VA, and down payment assistance.

I was born and raised in Seattle and currently reside in the Snoqualmie area. In my spare time I enjoy breeding and showing horses, golfing, skiing, boating, and spending time with family. Please reach out if I can be of any assistance for your home financing!

UPCOMING EVENTS

EVENT CALENDARS

Homeseed Mortgage Classes

Learn about the home buying process and the many loan programs we offer from a Homeseed Loan Advisor.

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Homeseed Partner Connects

These engaging events are for our industry partners and feature a guest who will speak on a topic relevant to real estate.

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Homeseed Local Happenings

Homeseed invites the public to join these sponsored local events as we give back to the communities we serve.

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Valuing
PEOPLE
over profits

Homeseed Loans Seattle first time homebuyers

Using
TECHNOLOGY
to simplify the process

Homeseed Loans Seattle conventional loans

Having a
PASSION
for making a difference

We'll Help You Find the Perfect Mortgage

As a Fannie Mae, Freddie Mac, and Ginnie Mae direct lender, Homeseed offers a variety of home loan programs, including Washington FHA, conventional, jumbo loans, first-time homebuyer programs and more. We handle our clients’ loans in-house from start to finish, helping make their loan experience as quick and hassle-free as possible. If you’re looking for a dependable mortgage lender in Washington, we’re your choice for Seattle, Bellevue, Tacoma, and beyond. Get started below and learn more about your home purchase or refinance!

Purchase Refinance

A Simplified & Empowering Home Lending Experience

99% Satisfaction from Delighted Clients

★★★★★

"Kim Ray made sure that we got locked into our lower rate and got us closed before it expired. She also always responded quickly. It makes such a huge difference when there’s communication. We would highly recommend her."

- Review by Brandy in Olympia, WA

"Kim was very friendly, professional, courteous. She explained everything well and kept us to date with everything that was going on."

- Review by Beverly in Castle Rock, WA

"Kim is fantastic and I know she will follow through with what she says she will do. Kim is easy to get and of and very responsive. If she doesn't know something she will find out and get back to me which is so appreciated, I know I can trust her to be honest with me. Overall Kim is wonderful and I have referred family to her already ❤"

- Review by Sean in Olympia, WA

Based out of Bellevue, WA, Homeseed was launched in June of 2016 with the goal of creating a mortgage company that would provide clients and partners with a simplified and empowering home lending experience. This vision has attracted some of the best mortgage professionals in the Seattle area to the Homeseed lending team - in turn creating a platform and an experience that delivers a five-star borrower experience. Visit Experience.com to read more on what real clients have to say about Homeseed!